8 of the Best Places to Retire for Outdoor Activities

8 of the Best Places to Retire for Outdoor Activities

Love the outdoors? Want to stay active in your retirement years? While you can create a full, energetic lifestyle almost anywhere with enough determination, some locations make active, outdoor living easier than others. Choosing a city full of beautiful scenery or a...
What is a Money Purchase Plan?

What is a Money Purchase Plan?

A money purchase plan is just one option that employers sometimes offer for the purpose of investing for retirement. It has a few main differences from other plans, such as IRAs and 401(k)s. One defining difference is that the employer makes contributions at a fixed...
Mobile Payment Apps – Cautions and Considerations

Mobile Payment Apps – Cautions and Considerations

As the use of mobile payment apps continues to increase, it’s important to take into consideration how to use them carefully and wisely. While mobile payment apps certainly have their benefits, they also have some downfalls, too. Here are some points to consider when...
Spousal Roth IRA – What You Need to Know

Spousal Roth IRA – What You Need to Know

In order to make Roth IRA contributions, you typically have to have earned income. Unfortunately, this can pose a problem for adults who – for one reason or another – make no income or minimal income. A number of families choose to have one parent stay...
Credit Union Vs. Bank: What’s the Difference?

Credit Union Vs. Bank: What’s the Difference?

What are the major differences between a credit union and bank? When trying to decide where to keep your money, take out a loan, or perform other banking tasks, it’s a good idea to know the differences between a credit union vs. a bank. Keep in mind, however, that...
The F.I.R.E. Movement – Is There a Better Way?

The F.I.R.E. Movement – Is There a Better Way?

Have you heard of the F.I.R.E. Movement? This movement has to do with financial independence – or retirement – at a young age. Let’s take a closer look at what this movement is all about and whether or not it’s a good idea.   What is the F.I.R.E movement?  ...