General Financial Checklist General Financial Checklist Name Name First First Last Last Email Cash Flow I have a saving/spending strategy that is thought out and maintained. Yes Maybe No I have appropriate levels of debt/income, or, for the debt I have, there is a payoff strategy in place Yes Maybe No I have a sufficient buffer in place for unexpected expenses/opportunities that may arise. Yes Maybe No Risk Management My loved ones are covered financially in case of an accident, disability, or my death. Yes Maybe No I understand how my health insurance plan works and have the appropriate plan for my situation. Yes Maybe No I have credit monitoring or a credit freeze in place. Yes Maybe No Investments I have financial goals and a well-thought-out plan to meet those goals, including saving and investment strategies. Yes Maybe No I periodically review my investment portfolio and goals. Yes Maybe No I take steps to avoid common investing pitfalls like trying to time the market, emotional investing, failing to diversify, etc. Yes Maybe No Taxes I have a tax planning strategy in place. Yes Maybe No I review accounts annually, intending to minimize lifetime taxation. Yes Maybe No I am working with a tax professional if my tax situation has any amount of complexity. Yes Maybe No Estate Planning I have all these documents in place, and I have reviewed them with an attorney.* Yes Maybe No My estate plan is communicated to the executor/trustee. Yes Maybe No My estate planning documents are available for reference.** Yes Maybe No Review these documents* Beneficiaries on all applicable accounts A durable financial power of attorney A healthcare power of attorney (patient advocate) Filed with the local hospital and/or all physicians’ offices ahead of time Shared with the person named the patient advocate Review these documents** All financial accounts documented The number of financial institutions minimized If you are human, leave this field blank. Submit Δ