How prepared are you for retirement?

Z

Cash Flow

Z

Risk Management

Z

Investments

Z

Taxes

Z

Estate Planning

Fill out our financial checklist to determine if you’re prepared for retirement.

For many of our clients, simply knowing what the next steps are is the hardest part. Maybe you can empathize, or you know someone who can. It’s hard to know whether you’re prepared when you’re not sure what “prepared” even looks like.

To help remedy this problem, we’ve created a free financial checklist that allows you to take note of which areas of your financial life are all set and which ones need attention. Once you know which areas still need work, it’s much easier to take the next steps toward making sure that you and your family are secure.

After you complete the checklist below, you’ll receive an email with our free informational e-booklet that answers your questions about each financial sphere.

General Financial Checklist
Name
Name
First
Last

Cash Flow

I have a saving/spending strategy that is thought out and maintained.
I have appropriate levels of debt/income, or, for the debt I have, there is a payoff strategy in place
I have a sufficient buffer in place for unexpected expenses/opportunities that may arise.

Risk Management

My loved ones are covered financially in case of an accident, disability, or my death.
I understand how my health insurance plan works and have the appropriate plan for my situation.
I have credit monitoring or a credit freeze in place.

Investments

I have financial goals and a well-thought-out plan to meet those goals, including saving and investment strategies.
I periodically review my investment portfolio and goals.
I take steps to avoid common investing pitfalls like trying to time the market, emotional investing, failing to diversify, etc.

Taxes

I have a tax planning strategy in place.
I review accounts annually, intending to minimize lifetime taxation.
I am working with a tax professional if my tax situation has any amount of complexity.

Estate Planning

I have all these documents in place, and I have reviewed them with an attorney.*
My estate plan is communicated to the executor/trustee.
My estate planning documents are available for reference.**
Review these documents*

  • Beneficiaries on all applicable accounts
  • A durable financial power of attorney
  • A healthcare power of attorney (patient advocate)
    • Filed with the local hospital and/or all physicians’ offices ahead of time
    • Shared with the person named the patient advocate

Review these documents**

  • All financial accounts documented
  • The number of financial institutions minimized